Author Archive for: aloha

Entries by aloha

What To Know About Using Home Equity

A common real estate transaction is one that involves using home equity to make an additional investment. When done wisely, leveraging home equity can be a wonderful investment with many great benefits. But like any investment, there are risks involved when it comes to dealing with St George home equity. One must equip themselves with […]

Defining Foreclosures, Bank-Owned Properties, and Short Sales

There are three common terms in real estate that are often confused with one another: bank-owned properties, foreclosures, and short sales. They are all different from each other even though people sometimes incorrectly use them interchangeably. After reading this article, you will know the individual definition of each term so that the next time you […]

Let Title Insurance Help You Avoid These 4 Awful Predicaments

Imagine a newly married couple who’s interested in buying a home. They talk to their friends and family about how they should go about it and suddenly are presented with a seemingly wonderful option. A good friend of theirs has a home for sale. The friend explains that they can save time and money by […]

A Beginner’s Guide to Title Insurance – Part 1

What if you received a call from a stranger days after moving into your new home declaring they they are, in fact, the rightful owner of the property you just bought? Clearly not a situation that you want to be in, but the truth is that this does happen from time to time. For example, […]

What Is Escrow?

No matter what kind of transaction is being made, whether it be in real estate or not, there is always a level of risk involved centered around the amount of trust both parties have in each other. The concept of an escrow was created to alleviate a large degree of this concern as it pertains […]

What Is a PR or Title Commitment?

When you buy a home, there is a lot of paperwork to review before all is said and done. One of those documents is called the title commitment, also known as the preliminary title report (PR for short), title work, or title binder. In simplest terms, the St George title commitment is one of the […]

What Is A Foreclosure And How Does It Work?

Certainly you have heard of a foreclosure, but what exactly is it and how does it really work? Purchasing a foreclosure can be beneficial in that they have a reputation for being one of the most inexpensive ways of acquiring a home. There are many misconceptions surrounding St George foreclosures, however. Many people assume that […]

How Do I Transfer Title From A Personal Name To An LLC?

Forming a limited liability company, or LLC, and then having a property title transferred to it from the owner is a common course of action taken by real estate investors and rental owners. This is because if a lawsuit is filed against the person who owns the property (if someone is injured on the property, […]

What Are CC&Rs?

CC&R stands for Declaration of Covenants, Conditions, and Restrictions. It is a list of mandatory requirements that apply to all who live inside the boundaries of a particular homeowner’s association (HOA). HOAs typically exist in covenanted and planned communities. Essentially, St George CC&Rs are lists of neighborhood rules. If you buy a home in a […]

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